LOOKING TO START A FAMILY IN THE SUBURBS?
With 20+ years of experience, a 10-day average close time, and 100+ 5-star reviews, Precision Home Lending delivers speed, transparency, and unmatched customer service.
Matt Vance, CEO, NMLS #21570
Licensed to do business in FL, ME, MA, NH
"Hassle free"
Matt not only brings 20+ years of lending experience to the table, but he also makes what is normally an overwhelming process extremely hassle free. Choosing a lender can be daunting, but you cannot go wrong with Matt and his team at Precision Lending. Matt and team were there through the entire process, made paperwork a breeze, and was there to explain anything that was unclear (which was minimal).
Mike B. from Amherst, NH
"Handled everything"
Matt worked hand in hand with my real estate agent to handle EVERYTHING. He got me pre-qualified and she took me to see many homes. When an amazingly good opportunity came up on short notice we put in an offer, got it accepted, went through the inspection process and locked in a closing in a record short period of time. The process simply couldn't have been easier. Can't say enough about the service.
Scott M. from Pelham, NH
"Honest and transparent"
Matt Vance and his team are incredible. If it wasn’t for Matt I would have never purchased my home. My deal fell apart after dragging on with a previous incompetent loan officer for over 3 long months. The seller was more than patient but ready to re-list. Matt stepped in and in less than 3 weeks from start to finish closed the deal and was honest and transparent the entire time.
Matthew F. from Metheun, MA
"Easy to work with"
From the very beginning of our home search to our upcoming closing, Mr. Vance and his team were professionals and exceedingly easy to work. Furthermore, in what can be an overwhelming process they were able to answer any questions we presented in a manner that was understandable. We would without hesitation recommend Mr. Vance and his team.
Tom D. from Bedford, NH
Why Precision Lending & Matt Vance?
- Experience and Expertise
Matt Vance has been in mortgage lending for over 20 years and is the one of the top producing loan officers at Precision Home Lending.
- Personalized Service
Precision Home Lending values each client and provide personalized service tailoring our mortgage solutions to your unique needs.
- Impeccable Reputation
With 100+ five-star reviews, Precision Home Lending has got your back when it comes to home financing.
Check Out Some Mortgage Options
Bank Statement Loans
Bank Statement loans are tailored for self-employed individuals or business owners who may not have traditional income documentation, such as W-2s or tax returns. These loans use personal or business bank statements to verify income, providing a flexible financing solution. Bank Statement loans are ideal for borrowers with fluctuating income or substantial write-offs.
DSCR Loans
Debt Service Coverage Ratio (DSCR) loans are designed for real estate investors to qualify for financing based on the income potential of the property, rather than personal income. These loans assess whether the property's rental income can cover its debt obligations, making them ideal for self-employed borrowers or those with complex financial situations.
Construction Loans
Construction loans are short-term financing options designed to fund the building or renovation of a home. These loans typically cover costs such as materials, labor, and permits, with funds disbursed in stages as the construction progresses. Once the project is complete, construction loans can often be converted into a traditional mortgage.
Debt Consolidation Loans
Debt consolidation loans allow borrowers to combine multiple debts into a single loan with one monthly payment, often at a lower interest rate. This can simplify finances, reduce monthly payments, and help pay off debt faster. Debt consolidation is ideal for managing high-interest credit card balances, personal loans, or other unsecured debts while potentially improving cash flow and financial stability.
Jumbo Loans
Jumbo loans are a type of mortgage designed for financing properties that exceed the conforming loan limits set by the Federal Housing Finance Agency (FHFA). These loans are typically used for high-value homes and often require higher credit scores, larger down payments, and lower debt-to-income ratios.
VA Loans
VA loans are government-backed mortgages designed exclusively for veterans, active-duty service members, and eligible spouses. They offer benefits such as no down payment, competitive interest rates, and no private mortgage insurance (PMI), making homeownership more affordable.
FHA Loans
FHA loans are government-backed mortgages designed to make homeownership more accessible, especially for first-time homebuyers or those with lower credit scores. They require a lower down payment, often as little as 3.5%, and have more lenient credit and income qualifications compared to conventional loans.
USDA Loans
USDA loans are government-backed mortgages designed to promote homeownership in rural and suburban areas. They offer benefits such as no down payment, competitive interest rates, and flexible credit requirements, making them an excellent option for low- to moderate-income borrowers.
Google Reviews
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Jan. 8th 7pm EST
About Matt Vance & Precision Home Lending
Matt Vance is the President of Precision Lending and a nationally ranked mortgage strategist with over 25 years of experience helping homebuyers, real estate agents, and financial advisors navigate the complexities of residential financing.
Known for his sharp sales instincts and client-first philosophy, Matt has consistently ranked in the top 1% of mortgage professionals nationwide for more than 15 years.
But numbers only tell part of the story. At his core, Matt believes in Zig Ziglar’s timeless principle:
“You can have everything in life you want, if you will just help enough other people get what they want.”
That mindset—combined with relentless professionalism, deep financial acumen, and a gift for making complex topics feel simple—has earned him a reputation for being both a trusted advisor and a powerful ally in any transaction.
Backed by more than a decade of professional coaching and a flawless five-star review history, Matt doesn’t just close loans—he opens doors to smarter financial decisions and lasting client relationship
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Contact
Phone: 603-637-4110
Location
264 South River Road Bedford, NH 03110
